Author: Paul Janson
In today’s difficult economic environment, many consumers are looking for ways to reduce their spending and save more. Among all the options that can bring considerable savings is car insurance. However, choosing a policy solely based on its low price may be the costliest mistake. It is essential to balance affordability with adequate coverage in
No doubt that moving to a new place is very exciting, but the whole process of packing, organizing, and relocating is overwhelming. Most people fear dealing with a move because it would be a chaotic and pricey affair. In fact, getting relocation services can prove to be very expensive as the services are costly, which
Starting a business is an exciting journey, but getting the right funding can be very overwhelming. Be it a tech startup, a small local shop, or any creative venture, knowing your funding options is key to making your vision a reality. In this blog, we are going to deconstruct the best ways to fund your
Who would not love birthdays? A day brimming with affection, happiness, and some added spoiling. But did you know that this is also the perfect chance to get some birthday treats? Many restaurants and stores and brands offer special deals to make your birthday something to remember. From free meals to exclusive discounts, here is a guide to the best birthday freebies to cash in on this birthday with no expenditure at all. Dining Deals: Eat for Free on Your Birthday Denny’s Start your birthday with a free Grand Slam Breakfast at Denny’s. All you need to do is show a valid…
Does financing a car build credit? This is one question that arises every time you go for a loan. Your credit card is essentially a loan. It is a line of credit you use responsibly, and it forms the backbone of your credit history. If you have been making timely payments, you are already building excellent credit. Taking out a car loan just to boost your score is unnecessary and costly. I never drew a car loan, yet I have a 840 FICO credit score. This excellent rating qualifies me for the top loan rates there are, and does not…
In terms of life insurance, the market here is quite developed in Canada as many providers make customized solutions, whether you desire a term life or a whole life, with universal policies that have to make the right fit for your family’s financial safety. This post covers some of the best insurance companies in the country, featuring what you will look for from each. Why Life Insurance Matters Life insurance is a critical component of financial planning. It is a safety net for your family in terms of such situations as clearing debts, living costs, or long-term targets, like education, before…
Few years ago, an 8% mortgage on rental property could have sounded like a wonderful deal. However, the kitchen and bathroom in your investment house have seen better days, and rates have plummeted like a rock. Is it better to sell and start over? Not unless you are prepared to restructure your mortgage. For a variety of reasons, borrowers refinance mortgages frequently. Given all the expenses involved, you shouldn’t take this lightly, but it is a useful tool for property owners. Image Source: Azibo How to Refinance Rental and Investment Properties Step 1: Gather Your Documents You will need to…
The holiday season can be quite overwhelming, especially when it comes to money. As one report goes, Americans spent $886.7 billion on Christmas last year alone. With all the decorations, gifts, and celebrations, it is not hard to see why. But fear not! You can still enjoy the season without breaking the bank. The secret? A budget for Christmas set and stuck to. Why You Need a Christmas Budget It might seem like a lot of extra work, but having a Christmas budget is a game changer. It allows you to plan and avoid overspending, so you can enjoy the holiday without…
Financial management is a critical part of family planning. Only tiny savings contribute to the biggest collections. But not many people these days, in their lives running at a hasty pace, can manage even these little savings from their monthly expenses. It is really important to be cognizant of the importance of saving money bit
Do you want to begin with finance but don’t know where to start? In this blog post, we outline the basics of writing a successful finance blog. Tips and tricks for new bloggers are provided, along with a list of resources to get you started. Tips For Writing A Successful Finance Blog #1. Plan Your Blog Image Source: Investmentwriting If you’re considering starting a finance blog, the first thing to do is make a plan. What kind of topics do I want to write about? Who is my target audience? And what are my goals for the blog? First and…