Author: Paul Janson

Just about every adult has a credit score, and that figure can easily end up being one of the most financially important of all. Consumers with particularly high credit scores typically have many borrowing opportunities and can generally take out loans at the lowest rates of all. Even people with low scores and negative marks

If you know how Life Insurance works, you must have realised its importance in securing your future. However, many people are apprehensive when opting for a life insurance; especially in later stages of life. So is it worth buying life insurance in your 40s? The 40s is the age when most of us are settled

If you’re the type of person that gets easily confused then the idea of taking out an annuity has probably overwhelmed you so much that you’ve likely shelved it to look at another day. Retirement is something that we all look to take seriously, but the reality is we just want the simplest way possible

The mortgage market is still sick showing no improvement in its rate. As per the reports of St. Louis Federal Reserve, the rate is below 4%, if you go for 30 years of fixed mortgage. Banking professionals believe that a little change can breathe some life into it. Consequently, they have made the loan-sanctioning procedure

I am willing to bet you’ve heard the following saying hundreds of times: “knowledge is power”. When you hear something enough times, it is easy brush it off as old news. When it comes to avoiding the big financial retirement mistake, though, this saying couldn’t be more relevant. The biggest retirement financial mistake you can

Starting a business is a dream that many of us have but only a few can convert such a dream into reality. If you are serious about turning your startup into a success story it’s important to keep in mind and follow certain guidelines. However, if you are still on the fence about pursuing your

The day has come for trading. You’ve set aside some savings and there’s no changing your mind about it. The goal in your mind is to trade and get some profits for yourself. Well slow down, partner! Like with everything else, there’s a right, and a wrong time, the same goes for trading. But fear

If you work for a living, creating a proper retirement nest egg should be at the forefront of your mind. The sooner you start saving, the better chance you will have to be prepared for a comfortable retirement. How early you start saving and the amount you put away each time will play a large

Before you run off and get a loan, do not forget that investing in the stock market with a loan is blindingly risky. The only safe way to invest in the markets is to do so with a view to saving first, and accumulating second. If you are in debt then you are always going

There is a lot to know before beginning the real estate investment process. If you are thinking about diving into it, it is important to know and understand every detail that goes into the process. Many people have earned a great amount of money with real estate, but it is an industry that requires a