Each month, it may seem like a total nuisance to have to pay money for auto insurance, especially when it feels like nothing out of the ordinary ever happens to you while out on the road. However, traveling without any insurance is definitely a dangerous risk you don’t want to take. Check out four of the main consequences for driving without auto insurance below:

1. Fines

If for no other reason, you want to have auto insurance whenever you’re behind the wheel so that you can avoid fines. Most of the time, these fines fall anywhere between $200 and $1000. Of course, each state has their own rules when it comes to this. In fact, some even require that those driving without auto insurance face jail time. Repeat offenders, though, will be given larger fines. Whether you purchase your insurance through a local insurance company like Eisenhauer Insurance Inc or a much more nationally known business, it’s best to get covered.

2. Suspended License

A lot of states require that any cited drivers must have their licenses temporarily suspended if driving without auto insurance. Those, though, who have insurance but got pulled over and couldn’t provide proof on the spot, may be able to remedy this whole situation. However, anyone who just doesn’t own auto insurance in general, typically will lose their license for anywhere from 30 to 90 days. There is then a fee accrued to have your license reinstated.

3. Higher Insurance

Besides all the money you’ll be paying in fees here and to get your license back, you will now have to pay a much higher regular insurance rate for driving without auto insurance. That’s because these individuals are now looked at as insurance risks, so the amount they owe monthly will be significantly higher for the next couple of years. However, as long as these drivers keep their driving record clean, the insurance rates will slowly go down over time.

4. Marks on Driving Record

Once you’re caught driving without auto insurance, your driving record will never be clean again. Now, it will be damaged, which can take a real toll on your insurance rates. If you ever want to apply for a job where you need to drive, this could effect that too, as this incident would be depicted over your DMV record. There are a lot of employers out today that require a clean driving record, so driving without auto insurance would definitely hurt you in more ways than one.

Unfortunately, we don’t always think about the consequences of our actions. This is especially true when it comes to driving without auto insurance. While it may seem like a hassle to stay protected, it is worth it to avoid any and all of the consequences listed above.